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Legal Questions? Florida REALTORS® Legal Hotline

If you have legal questions related to hurricanes, transactions, and contract clauses post-Hurricane Ian, Florida REALTORS® has compiled this information to support you. The FR Legal Hotline may be able to help answer your questions, call the hotline at (407) 438-1409. Hours: 9 a.m. – 4:45 p.m., Monday through Friday. Read more here.

Florida Insurers Can’t Drop Policies Until November 28

An emergency order bans Florida property insurers from dropping customers for the next two months as the state cleans up after Hurricane Ian’s visit. Read more here.

Post-Storm: Making a Property Insurance Claim

The storm has gone – what comes next? Here are the important benchmarks for an insurance claim, which can also be accessed in an easy-to-understand infographic. Read more here.


Hurricane Ian Disaster Recovery Centers Reopen

Disaster Recovery Centers for Hurricane Ian survivors are reopening today after temporarily closing last week for severe weather. Centers are designed to help disaster survivors jumpstart their recovery from Hurricane Ian.

Manatee County

John Marble Park
3675 53rd Ave. East
Bradenton, FL 34203

Open 8 a.m. – 7 p.m., Monday – Saturday

Sarasota County

Shannon Staub Public Library
4675 Career Lane
North Port, FL 34289

Open 8 a.m. – 7 p.m., Monday – Saturday

Click here to view the center locations.

HUD Looking for Housing Assistance in the Area

HUD’s disaster team is looking for available units for survivors in the wake of Hurricane Ian. The population they are working with is individuals and families who have Housing Choice Vouchers (Section 8) and are currently living in hotels because their units were damaged during Hurricane Ian and are inhabitable. These folks need to find a new permanent unit that accepts vouchers. If you have any available units throughout Sarasota and Manatee counties that are currently vacant and accept vouchers, please send the property information to Robert Manson at robert.c.manson@hud.gov. The HUD will review all property information and compile it into a spreadsheet to share with potential residents. Interested residents will reach out to the property manager directly. Please send the property’s name (if there is one), address, number of bedrooms, and phone number for the appropriate contact person when sending your information.

NAR Relief Fund: $1.5M for Hurricane Victims

The National Association of REALTORS®’ (NAR) REALTORS® Relief Foundation announced a $1.5 million grant to help Floridians with housing issues resulting from Hurricanes Ian and Nicole. The money focuses on Floridians’ housing-related challenges posed by these Hurricanes, such as temporary problems making a mortgage payment.

Learn more here.

FEMA Assistance

President Joe Biden declared a major-disaster declaration covering 13 Florida counties early Thursday that could be expanded to more areas as Florida tries to recover from Hurricane Ian, the head of the Federal Emergency Management Agency (FEMA) said Friday, September 30. On November 21, 2022, FEMA announced that Hurricane Ian survivors who have suffered damage to their property have additional time to apply for federal disaster assistance, with the application deadline extended to January 12, 2023.

Florida homeowners and renters in Charlotte, Collier, DeSoto, Hardee, Hillsborough, Lee, Manatee, Orange, Osceola, Pinellas, Polk, Sarasota and Seminole counties (the list might be expanded) affected by Hurricane Ian may apply for FEMA disaster assistance:

NOTE: If you have insurance, you should file a claim with your insurance company immediately. FEMA assistance cannot aid with losses already covered by insurance. 

Read more here.

Florida Disaster Unemployment Programs: Self-Employed Are Eligible

Disaster Unemployment Assistance (DUA) is available to Florida businesses and residents in FEMA disaster-declared counties whose employment or self-employment was lost or interrupted as a direct result of Hurricane Ian. To file a claim, click here or call (800) 385-3920. floridajobs.org.

Read more here.

Small Business Administration Disaster Assistance Loans

Following a Presidential Disaster Declaration, the U.S. Small Business Administration (SBA) provides low-interest disaster loans to help businesses and homeowners recover from declared disasters. disasterloanassistance.sba.gov

The U.S. Small Business Administration physical damage application deadline has been extended to January 12, 2023. These are loans to businesses to repair or replace disaster-damaged property owned by the business, including real estate, inventories, supplies, machinery and equipment. Business of any size are eligible, including private and non-profit organizations such as charities, churches, private universities, etc. Click here to learn more.

Small Business Administration (SBA) Business Recovery Centers

The U.S. Small Business Administration (SBA) opened a Business Recovery Center on Monday, Oct. 3 in Tampa, Fla. The BRC is established to provide one-on-one assistance with submitting a disaster loan application for Florida businesses impacted by Hurricane Ian beginning Sept. 23. The Tampa center is the first of many BRCs SBA will open in the affected counties. SBA’s Business Recovery Center will open at 9 a.m. Monday, Oct. 3 at the Chloe Coney Urban Enterprise Center in Tampa, and will remain open as indicated below until further notice:

Chloe Coney Urban Enterprise Center
1907 E. Hillsborough Ave.
Tampa, FL 33610

Hours: Monday – Friday, 9 a.m. to 5 p.m.
Saturday, 9 a.m. to 1 p.m.
Closed: Sunday

Read more here.

Collier County
Veterans Community Park
1895 Veterans Drive
Naples, FL 34109

Sarasota County
Shannon Staub Library
4675 Career Lane
North Port, FL 34289

Lee County
Joseph P.D Alessandro Office Complex
2295 Victoria Ave.
Fort Myers, FL 33901

Lakes Regional Library
15290 Bass Road
Fort Myers, FL 33919

These four centers are open 9 a.m. to 6 p.m. seven days a week.

Read more here.

Take the Business Damage Assessment Survey

The Florida Department of Economic Opportunity and the State Emergency Response Team activated the Business Damage Assessment Survey in response to Hurricane Ian. Survey responses will allow the state to expedite Hurricane Ian recovery efforts by gathering data and assessing the needs of affected businesses. More information can be found at FloridaDisaster.biz

RASM’S Foundation To Provide Help

Part of the RASM REALTORS® Charitable Foundation’s (RRCF) mission is to support members in times of need. If you were displaced from your home or are experiencing extreme hardship related to the storm, you can request assistance by filling out this form. Learn more about this fund here.

Florida REALTORS® Disaster Relief Fund

If you are in need of financial assistance following Hurricane Ian, the Florida REALTORS® Disaster Relief Fund has been activated and will immediately begin accepting applications for assistance. Monetary assistance supports our members’ families and their businesses through an individual application or a brokerage application. Read more here.

RASM Business Partner Directory

If you’re looking for local services in the aftermath of Hurricane Ian, don’t forget your trusted RASM Business Partner members. Check out our Business Partner Directory to find partners who can help with repairs, restorations, legal services, and more. View the directory here.

Florida REALTORS® Resource Page

Our state association, Florida REALTORS®, has also gathered resources and info to help you recover and rebuild — including FEMA help, small-business loans, unemployment assistance, and more. Visit their web page here.

Enterprise Florida Disaster Response Resource Page

This landing page includes a list of state and federal resources available for businesses to utilize in their mitigation, preparedness, response, and recovery activities. Learn more here.